The establishment of a minimum period of time between the conclusion of a consumer credit agreement and the start of the payment of funds falls within the competence of the Member States, the Court of Justice of the European Union ruled in a judgment (Case C-50/22) on Thursday 9 March.
In France, the company Sogefinancement asked two natural persons to repay sums borrowed in the context of a consumer loan. Sogefinancement referred the case to the Raincy District Court, which ordered these...