On Wednesday March 19, the European Commission will unveil its plans to roll out a Savings and Investment Union (SIU).
In particular, the EU institution announces that it will present, by the third quarter of 2025, legislative and non-legislative measures that will help Member States encourage the mobilization of private savings on the basis of existing best practices at national level, according to a draft communication of which Agence Europe has obtained a copy. At the same time, it will unveil a recommendation on the tax treatment of savings accounts.
Another idea is to study the feasibility of retail investors investing in financial securities issued by the EIB, the European Stability Mechanism and national development banks, if possible by linking these securities to specific projects.
On the supervision of financial entities at European level, the Commission believes that this practice is a source of synergies. In the third quarter of 2026, it will propose to strengthen the tools facilitating supervisory convergence. This would concern market players with significant cross-border presence, such as certain large trading and post-trading infrastructures or cross-border asset manager groups.
See a draft communication from the Commission: https://aeur.eu/f/fyx (Mathieu Bion et Pauline Denys)