02/02/2026 (Agence Europe) – According to a survey by the European Central Bank (ECB) published on Monday 2 February, credit conditions for enterprises in the euro area tightened significantly in the fourth quarter of 2025. More companies reported a rise in interest rates on bank loans than a fall, with a net balance of +12%, compared with +2% in the previous quarter, among both SMEs and large companies. The same applies to loan fees and commissions (+28% net) and guarantee requirements...