What citizens do not know. All those who own a bankcard in Europe have been informed by their bank of the abolition of, or radical reduction in, bank charges for cross-border payments in euro since 1 July. But, as far as I know, not one single bank has pointed out that this decision was not taken following unexpected and excessive generosity on its part but in application of a binding European Union regulation, approved on 19 December 2001 in codecision by the European Parliament and by the...