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Europe Daily Bulletin No. 13299

24 November 2023
Contents Publication in full By article 33 / 42
COURT OF JUSTICE OF THE EU / Consumers
Obligation on a consumer to pay excessive credit costs – excluding interest – may constitute an unfair contractual term, according to CJEU
Brussels, 23/11/2023 (Agence Europe)

On Thursday 23 November, the Court of Justice of the EU handed down a judgment in which it ruled that the obligation for a consumer to pay excessive credit costs – excluding interest – may constitute an unfair contractual term (Case C-321/22).

The CJEU looked into the matter after a Polish court had referred questions to it. The case was brought before the court by three Polish citizens who felt that the interest-free cost of the consumer loans they had taken out was too high. These...

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