04/10/2017 (Agence Europe) – Spain will have to explain to the Court of Justice of the European Union why it has not yet implemented the directive on payment accounts. The directive (2014/92), which has been in force since September 2016, authorises any person residing legally in the EU to hold a basic payment account at a reasonable cost, irrespective of his or her place of residence (see EUROPE 11061). It also improves the transparency of costs related to payment accounts and makes it...