Brussels, 19/12/2014 (Agence Europe) - Although Community law makes creditors responsible for the obligation to provide information and explanations so that borrowers can make an informed choice when subscribing to a loan, it fails to specify who is responsible for proving that creditors have indeed fulfilled these obligations.
In a verdict (case C-449/13) returned on Thursday 18 December, the Court of Justice clarified this grey area. It is not the responsibility of the consumer to provide...