The Court of Justice of the EU has clarified which elements of a credit are eligible for a reduction in the event of early repayment of the property credit by the consumer, in its judgment on Thursday 9 February in a case (C-555/21) between the credit institution UniCreditBank Austria (UCBA) and the Austrian consumer association Verein für Konsumenteninformation (VKI).
VKI brought an action before the Austrian civil courts.
VKI wanted the UCBA to be ordered to stop using a standard...