A consumer who has taken out a loan denominated in a foreign currency and is unaware of the unfairness of a clause included in his contract cannot be exposed to any limitation period for the return of sums paid on the basis of this clause. This was the conclusion of the Court of Justice of the EU in two judgments delivered on Thursday 10 June, in case C-609/19 and in joined cases C-776/19 to C-782/19.
These cases concern consumers who have taken out mortgage contracts with BNP Paribas...